Morgan Lewis

Saghi Fattahian

Of Counsel

Saghi (Sage) Fattahian counsels clients on all aspects of health and welfare plans. She works with clients to comply with the complicated, shifting requirements under the US Internal Revenue Code, ERISA, ACA, COBRA, HIPAA, MHPAEA, GINA, and state and local laws. She assists health and welfare plans and their sponsors with daily operations and plan administration, including preparing and maintaining plan documents and related materials; reviewing and negotiating services agreements with third parties; consulting on operational issues; and assisting with claims and appeals.

blog contributor

ML BeneBits
Covering a full range of Benefits and Compensation Topics

    Extended Profile

    Sage also consults with clients to design and implement innovative, cost savings designs, such as high-deductible health plan/health savings account (HDHP/HSA) combinations, health reimbursement arrangements (HRAs), and health flexible spending accounts (FSAs). Sage represents health and welfare plan clients facing federal agency audits and helps them to limit their liability through comprehensive legal review.

    Education

    • John Marshall Law School, 2004, LL.M.
    • John Marshall Law School, 2002, J.D.
    • University of Illinois, 1998, B.A.

    Admissions

    • Illinois

    Awards and Affiliations

    Member, Law Firm of the Year, Employee Benefits & Executive Compensation, Chambers USA (2019)

    Member, Law Firm of the Year, Employee Benefits (ERISA Law), US News/Best Lawyers – Best Law Firms (2019)

    Publications

    7/10/2019 - Check Out Our Upcoming Webinar on the Final HRA Regulations!, ML BeneBits

    4/26/2019 - Open Enrollment: Proactive Action, ML BeneBits

    4/18/2019 - Association Health Plans Provision Declared Unlawful, ML BeneBits

    12/19/2018 - Affordable Care Act Held Unconstitutional: What Is Next for Employer Health Plans?, ML BeneBits

    3/27/2018 - Are You on the Watch for IRS Letter 226-J?, ML BeneBits

    1/16/2018 - Disability Claims Regulations Become Effective April 1, 2018, ML BeneBits

    11/21/2017 - IRS Gears Up to Enforce ACA Shared Responsibility, ML BeneBits

    1/25/2017 - President Trump Takes First Step in Dismantling Affordable Care Act, ML BeneBits

    12/15/2016 - Modernizing HIPAA: Cloud Computing and Mobile Devices, ML BeneBits

    April/May 2016 - Cybersecurity Concerns for ERISA Fiduciaries, Today’s General Counsel

    3/23/2016 - HHS Announces Phase 2 of the HIPAA Audit Program, ML BeneBits

    2/5/2016 - Developments in Spousal Rights under Employee Benefit Plans (Part II), ML BeneBits

    1/5/2016 - Group Health Plan Action Items and Reminders for the New Year

    10/7/2015 - EEOC Proposed Rule on Application of the ADA to Employer Wellness Programs, ML BeneBits

    9/9/2015 - Get Ready: Phase Two HIPAA Audits Are Coming, ML BeneBits

    12/22/2014 - Group Health Plans: Year-End Action Items and Upcoming Changes

    6/25/2014 - HIPAA/HITECH Business Associate Agreements: The Home Stretch

    2/25/2014 - Final ACA Shared Responsibility Regulations Released

    12/19/2013 - Group Health Plans: Year-End Action Items and Upcoming Changes

    7/25/2013 - After the Delay: Remaining ACA Employer and Group Health Plan Considerations for 2013 and 2014

    6/13/2013 - Wellness Programs: Are They on Life Support? Responding to the Final Regulations

    2/28/2013 - The Road to 2014: ACA Considerations for Employers

    2/8/2013 - HIPAA Privacy Compliance Initiative: Final Rules Impacting Employer Health Plans

    1/25/2013 - Final Rules Under HIPAA/HITECH Impact Employer Plans

    7/23/2012 - OCR Releases HIPAA Audit Protocol

    6/28/2012 - Employer Group Health Plans and the Constitutionality of the ACA

    4/17/2012 - How to Prepare for a HIPAA Audit

    3/28/2012 - Uniform Summary of Benefits and Coverage Under the ACA

    3/13/2012 - Summaries of Benefits and Coverage Due This Fall

    4/14/2010 - Immediate Healthcare Reform Law Issues for Group Health Plans Come Into Sharper Focus

    4/14/2010 - Health Care Reform: Employer Group Health Plan Considerations Webinar

    1/5/2010 - COBRA ARRA Extension: Better Late Than Never! Webinar

    View more...

    News

    10/16/2017 - Morgan Lewis Advises Aramark in $1 Billion Acquisition of AmeriPride Services

    Events

    7/16/2019 - Final HRA Regulations: Roadmap to the Future or Bridge to Nowhere?

    6/4/2019 - Hot Topics in Employee Benefits: What We’re Seeing - May 2019

    5/23/2017 - 2017 Technology May-rathon: Benefits and Compensation – Mission Critical for Tech Company Success

    6/8/2016 - Hot Topics in Employee Benefits: What We’re Seeing – June 2016

    5/10/2016 - 2016 Technology May-rathon: Breaking the Code: Employee Benefits/Executive Compensation

    3/30/2016 - Consumer-Driven Healthcare Post-ACA

    11/12/2015 - DOL Health Plan Audits Post-ACA

    10/21/2015 - In-House Benefits Counsel Network’s Fourth National Conference

    8/11/2015 - Reefer Madness: Moving Beyond the Cult Film and Into the Workplace

    5/14/2015 - Technology May-rathon: Employee Benefits/​Executive Compensation Issues Facing Tech Companies

    7/25/2013 - After the Delay: Remaining ACA Employer and Group Health Plan Considerations for 2013 and 2014

    11/8/2012 - ISBA’s National Healthcare Reform and Its Effect on Illinois Employers and Health Insurance Seminar

    4/17/2012 - How to Prepare for a HIPAA Audit

    3/28/2012 - Summaries of Benefits and Coverage Due This Fall

    6/16/2010 - Healthcare Reform: What Employers Need to Know Now

    Healthcare Reform: Employer Group Health Plan Considerations Webcast

    View more...